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30 Second Credit

Finance Credit Game

What is considered to be a good credit score? 670 - 739
What factors is your credit score based on? *HINT: There are 5 different factors payment history, amounts owed, credit history length, credit mix new credit
What’s the difference between credit scores and credit reports? Your credit scores are calculated based on the information in your credit report
True or False: New Credit is the most influential factor when compiling your credit score False
What is the average credit score with a thin file? *HINT: Around 250-300 300
How can you dispute inaccuracies on your credit report? Contacting your credit bureau and filing a claim online or by mail
How much money should be used on needs? *HINT: 20/30/50 50%
True or False: Lenders are more likely to approve loans if they see that you have not been paying monthly payments on time False
How much money should be used on wants? *HINT: 20/30/50 30%
How much money should be used on savings? *HINT: 20/30/50 20%
True or False: APR stands for Average Proportion Rate False
True or False: You should use your savings to build up credit False
Created by: kaylaamore11
Popular Finance sets

 

 



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