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Identity Theft Terms
| Question | Answer |
|---|---|
| Spyware | software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive |
| Dumpster Diving | a technique used to retrieve information that could be used to carry out an attack on a computer network |
| Firewall | a computer network security system that restricts internet traffic in, out, or within a private network |
| Forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art |
| Fraud | a person or thing intended to deceive others, typically by unjustifiably claiming or being credited with accomplishments or qualities |
| Identity Theft | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain |
| Peer-to-peer (P2P) | denoting or relating to computer networks in which each computer can act as a server for the others, allowing shared access to files and peripherals without the need for a central server. |
| Phishing | the fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers |
| Shoulder Surfing | the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information. |
| Snail Mail | the ordinary postal system as opposed to email |
| Scams | a dishonest scheme; a fraud |
| Anti-Virus Software | Antivirus software, is a computer program used to prevent, detect, and remove malware |
| better Business Bureau | The BBB collects revenue through corporate memberships, which allows it to provide consumers access to its directory of business profiles at no cost. |
| Federal Trade Commission | a federal agency, established in 1914, that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace. |
| Equifax | Equifax is a credit bureau. Equifax tracks the credit history of borrowers in order to generate credit reports and credit scores |
| TransUnion | TransUnion is a credit bureau. It tracks the credit history of borrowers in order to generate credit reports and credit scores. |
| Experian | Experian provides monthly data for each account including the minimum payment due, payment amounts, and balances. |
| Internal Revenue service | The Internal Revenue Service is the nation's tax collection agency and administers the Internal Revenue Code enacted by Congress |
| Solicitations | the act of asking for or trying to obtain something from someone |
| Spam | irrelevant or inappropriate messages sent on the internet to a large number of recipients. |
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Bellakmitch
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