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Health insurance

QuestionAnswer
Health insurance protects against financial losses resulting from injury and illness
Life insurance provides money to beneficiary when person dies
Disability insurance replaces a portion of the person's income if they become unable to work due to illness or injury
Premium the amount you pay on a regular basis for insurance (usually monthly)
Deductible the amount you pay before the insurance company starts paying for costs
Coinsurance the percentage the insurance company will pay after the deductible has been met
Copay the amount you are expected to pay for a medical expense at the time you receive it
Medicaid government health insurance program to help people who cannot afford health care costs
Beneficiaries the person an insurance company pays a specified amount to after their loved one dies
Insurance a financial agreement between a person and an insurance company to financially protect a person from unexpected events
Created by: mrscbrown
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