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FV/PValue

terms and basic info

TermDefinition
King Henry Died because drinking chocolate milk kilogram,hectogram,decagram, base,decigram,centigram,milligram
Interest rate per period Nominal rate/periods per year(i)
Compound Periods Years * Period per year(n)
CA(compound Amount) TF * P(Table factor times Principle)
Amount= P(1 +i)^n
APY Total compound interest earned in 1 year/Principal
PV(present Value) PMT*1-(1 +i)-^n/1
Compound periods years* Periods per year
Compound Interest Compound Amount-Principal
P*T= CA
CI= CA-P
APY annual percentage yeild
Future Value of an annuity total amount of the annuity payments and accumulated interest on those payments
Present value of an annuity lump sum amount of money that must be deposited now to provide a specified series of equal payments(annuity) in the future
FV of ordinary anuity pmt *(1 +i)^n-1/i
simple annuities annuties with the number of compounding periods per year coincide with the number of annuity payments per year
Ordinary annuity annuity that is paid or received at the END of each time period
annuity due annuity that is paid or recieved at the BEGINNING of each time period
amortization financial agreement whereby a lump sum obligation is incurred at compound interest now, such as a loan, and is paid off or liquidated by a series of equal periodic payments for a specified amount of time.
FV of annuity due pmt * (1 +i)^n/i *(1+i)
PV of an ordinary annuity PV=Pmt * 1-(1+i)-^n/i
PV of an annuity due Pmt * 1-(1+i)-^n/i * (1 +i)
i nominal rate *periods per year
n Years* periods per year
Created by: sherylabt
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