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WHS Finance 7.01

Personal Finance

Advocacy The act or process of writing or speaking in favor of, or about a cause
Altruism The principle or practice of unselfish concern for the welfare of others
Crowd Funding The practice of funding a project or venture by raising small amounts of money through donations from a large amount of people, typically raised via the Internet
Estate Plan A clear outline for what should happen upon death of an individual
Expense Money spent
Financial Planning Managing money in ways that build a sense of understanding, competence and control
Healthy Giving When an individual gives out of excess in his or her life and the act provides positive emotions for both the giver and receiver.
Opportunity Cost The value of the next best alternative that must be forgone as a result of a decision
Philanthropy The desire to promote the welfare of others, expressed especially by the generous donation of time and/or money to worthy causes
Pro‐Social Spending Money spent on others
Public Service Announcement (PSA) Print advertisement or broadcast commercial on TV or Radio, intended to change attitudes by raising awareness about specific issues
Resources Anything that can be utilized to meet an objective. It can include human capital, money, time, emotion and more.
Social Capital Personal investment of time through social interactions that builds trust and enables participants to act together more effectively to pursue shared objectives
Social Enterprise An organization that applies commercial strategies to maximize improvements in human and environmental well‐being, rather than maximizing profits for shareholders.
Spending Plan An income and expense statement sometimes referred to as a budget which records both planned and actual income and expenses over a period of time
Time Utility Concept that refers to satisfaction received from time given up
Trade Off Giving up one thing for another
Unhealthy Giving Produces diminished well‐being for both the giver and the receiver.
Utility Measure of satisfaction
Value A fundamental belief or practice about what is desirable, worthwhile, and important to an individual
Well‐being Feeling good about one’s life
Created by: VNelsonWHS