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Fixing Your Credit

Credit Score a numerical rating of your credit-worthiness
Credit Report a record that details a person's credit history
Credit History a record of a person's borrowing and repayment activity
FICO the most commonly used credit score in the United States
Credit Bureaus companies that collect credit information about individuals
Credit Risk how likely or unlikely you are to pay back money loaned to you
Debt money you owe
Identity Theft when someone steals your private information and uses it to make unauthorized purchases
Installment Loan a loan with equal number of payments of the same amount over a fixed period of time
Interest Rate the percentage of a loan amount you pay in order to borrow the money
Created by: tmikels52