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Buying Automobile

Federal Trade Commission Used Car Buying

QuestionAnswer
What is one way to pay for the car? Pay in full
What is a second way to pay for the car? Finance over time
What does APR stand for? Annual Percentage Rate
How come financing includes paying more for the car then its' actual cost? Interests, other loan costs, cost of credit, finance charge
List the factors to consider when financing a car 1. How much you will put down 2. The montly paymnent or car note 3. The loan term 4. APR
True or False Rates are usually higher and loan periods shorter on used cars then on new ones.
Name a type of car sales business Franchise
Name a type of car sales business Independent dealers
Name a type of car sales business Rental car company
Name a type of car sales business Leasing company
Name a type of car sales business Car superstore
Name a type of car sales business online car sales
True Dealers are not required by law to give used car buyers a three day right to cancel.
Which organization requires dealers to post a Buyers Guide in every used car they offer for sale. Federal Trade Commission
What is FTC the abbreviation for? Federal Trade Commission
False Anyone who sells fewer than six cars a year still has to post a Buyer's Guide
False If the Buyers Guide says the car comes with a warranty and the sales contract says the car is sold "as is" the deal can choose to not give you the warranty.
As IS means.... No Warranty
Created by: Cyoung77