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Insurance

QuestionAnswer
Beneficiary a person who derives advantages from something, especially a trust, will or life insurance policy.
Broker a person who buys and sells goods or assets for others.
Claim a formal request to an insurance company asking for a payment based on the terms of the insurance policy.
Collision Coverage if your car is damaged in an accident, the coverage will typically pay to fix or replace it.
Comprehensive coverage your insurance company pays for damage to your auto caused by an event other than a collision.
Co- payments a payment made by a beneficiary in addition to that made by an insurer.
death benefits a spouse who was living with the deceased person at the time of death.
deductible Able to be deducted, when it comes to taxable income or tax to be paid.
dental insurance insurance coverage for individuals to protect them against dental costs.
disability insurance income protections to individuals who become disabled for a long period of time.
effective date the date which something is considered to take effect.
HMO Short for health maintenance organization
HRA Short for Human resources administration
liability coverage protection if you're at a fault for an accident and you hurt someone or someone's property.
living benefits a rider that provides long- term care benefits for an insured person who is terminally ill.
medicare federal health insurance program for people who are older than 65 or older.
power of attorney the authority to act for another person in specified or all legal or financial matters.
premiums an amount to be paid for an insurance policy.
primary physician primary care which provides both the first contact for a person with an un diagnosed health concern.
term life insurance insurance that pays a benefit in the event of the death of the insured during a specified term.
vision insurance insurance designed to help you cover and budget for ongoing vision care expenses.
whole life insurance insurance policy which is guaranteed to remain in force for the insured's entire life time.
Created by: jeik17