Busy. Please wait.
or

show password
Forgot Password?

Don't have an account?  Sign up 
or

Username is available taken
show password

why

Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account.

By signing up, I agree to StudyStack's Terms of Service and Privacy Policy.


Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.

Remove ads
Don't know
Know
remaining cards
Save
0:01
To flip the current card, click it or press the Spacebar key.  To move the current card to one of the three colored boxes, click on the box.  You may also press the UP ARROW key to move the card to the "Know" box, the DOWN ARROW key to move the card to the "Don't know" box, or the RIGHT ARROW key to move the card to the Remaining box.  You may also click on the card displayed in any of the three boxes to bring that card back to the center.

Pass complete!

"Know" box contains:
Time elapsed:
Retries:
restart all cards




share
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

PCS Personal Fin

Personal Finance Key Terms Ch. 4

TermDefinition
annual fee a yearly fee that's charged by the credit card company for the convenience of the credit card
annual percentage rate (APR) cost of borrowing money on an annual basis; takes into account the interest rate
credit card type of card issued by a bank that allows users to finance a purchase
credit report a detailed report of an individual's credit history
credit score a measure of an individual's credit risk; calculated from a credit report using a standardized formula
debt snowball preferred method of debt repayment; includes a list of all debts organized form smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payment
depreciation a decrease or loss in value
introductory rate an interest rate charged to a customer during the early stages of a loan; the rate often goes up after a specified period of time
loan term time frame that a loan agreement is in force, and before or at the end of which the loan should either be repaid or renegotiated for another term
tax deduction an expense, such as a charitable contribution, that can be deducted from one's taxable income
Created by: Ms.Sala