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Identity Theft Terms
| Term | Definition |
|---|---|
| Spyware | software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive. |
| Dumpster Diving | a technique used to retrieve information that could be used to carry out an attack on a computer network. |
| Firewall | a part of a computer system or network that is designed to block unauthorized access while permitting outward communication. |
| Forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art. |
| Fraud | wrongful or criminal deception intended to result in financial or personal gain. |
| Identity Theft | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain. |
| Peer to Peer | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain. |
| Phishing | the fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers. |
| Shoulder Surfing | the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information. |
| Snail Mail | the ordinary postal system as opposed to email. |
| Scams | a dishonest scheme; a fraud. |
| Anti-Virus Software | (of software) designed to detect and destroy computer viruses. |
| Better Business Bureau | a nonprofit organization focused on advancing marketplace trust |
| Federal Trade Commission | a federal agency, established in 1914, that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace. |
| Equifax | a consumer credit reporting agency in the United States |
| TransUnion | American company that provides credit information and information management services |
| Experian | a global information services group |
| Internal Revenue Service | is a U.S. government agency responsible for the collection of taxes and enforcement of tax laws. |
| Solicitations | term usually refers to directly asking potential customers to purchase goods or services, rather than using advertisements. |
| Spam | irrelevant or inappropriate messages sent on the Internet to a large number of recipients. |