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Chater 5 words

treat

TermDefinition
Direct deposit An automatic deposit to an employee's account
Automated teller machine A computer that enables a withdrawal of cash
Debit card Cash cards that allows to withdraw money or pay with it
Point of sale transaction A purchase by a debit card of a good/service
Commercial bank A for-profit business that offers a range of financial services
Saving and loan association Financial accounts that is specialized in saving accounts and mortgages.
Credit union Non-profit business that is controlled by their members and for their own benefit.
Certificate of deposit An alternative for money is left on a deposit for a certain period of time
Money market account Saving account that requires a minimum balance and earns interest.
Rate of return The percentage of the increase in the value of your interest
Compounding Process in which money is earned on the principal
Annual Percentage yield Amount of interest that a $100 deposit would earn
Overdraft protection An automatic loan made to account if the balance will not cover interest written
Stop-payment order Request that a bank not cash a particular check
Endorsement Signature of the payee
Bank reconciliation Report that accounts for the differences between a bank statement and the check book
Created by: ohyeahboi
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