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F. Lit: Unit 1

Value Something that is considered important or valuable to a person.
Need Something that is needed to live, attend school, or work.
Want Something that is not needed but improves quality of life.
SMART Specific, measurable, attainable, realistic, time bound
Goal Something that a person intends to accomplish.
Budgeting Setting priorities between needs and wants when planning how to spend money.
Income The money earned from a job.
Utility Bills Monthly charges paid to the county you live in for necessities such as water, electricity, and gas.
Depository Institution A business where you can store money or ask for loans. A bank is the most common form.
Commercial Bank A depository institution that the public can use.
Credit Union A depository institution owned by its members.
Checking Account An account used for storing spending money that allows withdrawals using checks, debit cards, and ATMs.
Savings Account An account used for storing money for emergencies or major purchases.
Deposit Putting money into a banking account.
Withdrawal Taking money out of a banking account.
Checks Paper document connected to your Checking Account that functions like cash.
Debit Card A plastic card that is connected to your Checking Account and can be used to make purchases.
Personal Identification Number (PIN) A 4 digit number that you create that allows you, and no one else, to use your debit card.
Automated Teller Machine (ATM) A machine that allows you to withdraw money from a banking account without talking to a real person.
Interest Money that you either owe on a loan or money that you gain from your savings.
Created by: salkhanfar