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Personal Finance #3

HHS - Terms for Budgeting and Legal Documents

QuestionAnswer
An offer made and accepted Mutual assent
Costs you are obligated to pay at specific times, regardless of other events Fixed expenses
Costs that vary in amount and type, depending on events and the choices you make Variable expenses
A legally enforceable agreement between two or more parties Contract
Anything of value that a person owns Assets
A person who promises to pay a note if the maker fails to pay Co-signer
A statement about a product's qualities or performance that the seller assures the buyer are true Warranty
An orderly program for spending,saving, and investing your income Financial Plan
A spending and saving plan based on your expected income and expenses Budget
Money that you owe to others, also known as debt Liabilities
An unconditional written promise to pay a specified sum of money upon demand of the holder Negotiable instrument
A computer program that organizes data in columns and rows and can perform calculations using the data Spreadsheet
A computer program that organizes data for easy search and retrieval Database
Money you have left to spend or save after taxes have been paid Disposable income
Difference between assets and liabilities Net worth
Created by: deblock
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