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Beneficiary a person who derives advantage from something, especially a trust, will, or life insurance policy
Broker a person who buys and sells goods or assets for others.
Claim state or assert that something is the case, typically without providing evidence or proof.
Collision Coverage will reimburse the insured for any damage sustained to their personal automobile that is due to the fault of the insured driver.
Comprehensive Coverage an optional car insurance coverage designed to pay for certain repairs that aren't related to collisions.
Co-Payments a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
Death Benefit the amount paid to a beneficiary upon the death of an insured person.
Deductible able to be deducted, especially from taxable income or tax to be paid.
Dental Insurance designed to pay a portion of the costs associated with dental care.
Disability Insurance A program managed by the Social Security Administration that insures a worker in case of a mishap.
Effective Date the date upon which something is considered to take effect, which may be a past, present or future date
HMO an organization that provides health coverage with providers under contract
HRA an employer-sponsored plan that can be used to reimburse a portion of you and your eligible family member's out-of-pocket medical expenses
Liability Coverage It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy.
Living Benefits A rider that provides long-term care benefits for an insured person who is terminally ill, when attached to a life insurance contract
Medicare the federal health insurance program for people who are 65 or older, certain younger people with disabilities
Power of Attorney the authority to act for another person in specified or all legal or financial matters
Premiums an amount to be paid for an insurance policy
Primary Physician a physician who provides both the first contact for a person with an undiagnosed health concern as well as continuing care of varied medical conditions
Term Life Insurance life insurance that pays a benefit in the event of the death of the insured during a specified term
Vision Insurance A financial protection plan that requires the policyholder to pay a monthly fee in exchange for reduced-cost fees on some eye health and vision correction services and products.
Whole Life Insurance life insurance that pays a benefit on the death of the insured and also accumulates a cash value.
Created by: Ndawley19