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QuestionAnswer
True or False - Anyone can do any job as long as he or she decides to do it. false
True or False - The average person in the United States spends more time doing work activities than any other type of activity. true
True or False - Most careers in the future will require more than a high school education. true
True or False - Just wait- the right job opportunity will come your way. false
True or False - Just wait- the right job opportunity will come your way. false
An internship is... part time on the job learning experiences that reinforce classroom instruction. This is usually with out pay.
Which best describes the term ACT? a test that assesses high school students' general education development and their ability to complete college-level work.
What is the meaning of GPA? Grade Point Average- the points received for the grade earned. Points are totaled then averaged.
A 3.0 GPA is roughly a "B" average
What is the difference between a major and a minor? a major is an area of study in which a post secondary student receives a degree; where as a minor is a supporting or additional area of study a post-secondary student chooses.
True or False - Anyone who plans to work right out of high school needs the same basic academic skills as someone who plans to go to college true
True or False - The top ten fastest growing careers have not changed in 20 years. false
True or False - If you get an associate degree, you must later get a bachelor's degree false
True or False - Most high-tech fields such as electronic design, require at least a bachelor's degree. True or False - Most high-tech fields such as electronic design, require at least a bachelor's degree.
True or False - The number one reason people are fired from jobs is that they are lazy. false
What is another word for "fun classes"? electives
What is the best description of the term GED? General equivalency diploma that certifies high school equivalent skills in writing, literature, social studies, science and math
Using a credit card for living expenses is a good or bad idea? why? bad idea because they can pile up and end up costing you more than original purchase prices
A plan for how you will spend the money you earn or receive is called budget
What is the best way to avoid credit card debt? paying in full and on time
When it comes to savings, a good rule of thumb is to always.. pay yourself first
Why is your credit so important? it heavily influences your approval for bank loans and credit cards
The effect of time on interest increases the total amount or decreases total amount? increases total amount
Historically, real estate is usually an example of an ______ asset. appreciating
A car is an example of a ______ asset. depreciating
What do IRAs, Roth IRAs, 401Ks and 403bs have in common? All are long term savings accounts for retirement
What is the penalty for using the ATM of another bank? your bank and the other bank might charge you a fee
On what type of account are you allowed to make six withdrawals per month without being penalized? money market
Of the following, which would probably be the most useful piece of information to an identity thief? social security number
Diversification is important in investing because it spreads your investment risk across a wide range of investments.
When referring to student loans, what is a grace period? The time period after graduating or leaving school before you must begin paying back student loans
What is the difference between renting and leasing? nothing, they mean basically the same thing
If you plan on moving after a year, your best option would probably be to buy a home or rent a home? rent a home
A sum of money you pay on a mortgage up front is called? down payment
A type of loan used to buy property is called? mortgage
a method of figuring out how long it will take you to double your money is called? the Rule of 72
What type of bank account offers the easiest access to your money? checking
How long will it take you to double 2,000 at 6% interest rate, compounded annually? 12 years
True or False - The amount of income you make affects the amount of federal taxes you will owe. true
True or False - Some american citizens never pay any form of taxes. false
True or False - Dealers set mileage limits on leased vehicles true
True or False - All homeowner's insurance policies have the same coverage. false
True or False - You do not pay for insurance on a leased car. false
True or False - If an item appreciates, it decreases in price. false
True or False - One late payment can lower your credit score. true
True or False - Let's say your roommate forgot to pay a cable bill. It was entirely his fault, but your name was on the bill. This will not lower your credit score. false
True or False - There is such a thing as good debt. true
rue or False - Renting and buying mean the same thing. false
True or False - Debit cards are connected to funds in your bank account true
True or False - A plan of how you will spend the money you make or receive is called a budget. true
True or False - People and businesses are required by law to reveal every term and cost attached to the credit they extend. true
True or False - Even non-profit credit card counseling companies aren't guaranteed to help you get out of debt. true
A career that provides you with money and status offers a person intrinsic or extrinsic rewards? extrinsic rewards
A career that helps others but does not have a large paycheck offers a person intrinsic or extrinsic rewards? intrinsic rewards
What is an informal assessment activity where a person spends several hours following a worker at the job location. job shadowing
What job best reflects the meaning of " being an entrepreneur"? small business owner
A degree title issued by a college or university to a person who has completed undergraduate studies is called? bachelor's degree
A degree earned upon completion of a program that usually require the equivalent of two or more years of full time study is called? associate degree
Money that you do not have to repay. It is based on a need and / or academic achievement is called? scholarship
Money that does not have to be repaid, but you must meet standards and qualifications set by the provider is called. grant
What is the form you and your family must complete to apply for need based financial aid called? fafsa
The Armed Services Vocational Aptitude Battery test that consists of verbal, math and technical tests. The scores focus on factors that will help determine jobs that align with individual abilities. ASVAB
What two test that assesses high school students' general education development and their ability to complete college level work ACT and SAT
True or False - College is not a career true
True or False - For each year of education you add, you increase your lifetime earnings an average of 10 percent. true
True or False - The military is an educational option that offers tuition free education in exchange for military service. true
Jacinta used her employer's copy machine to make copies of her college application essay. She did ask permission. Was this ethical or unethical? ethical
Elan delivers flowers for a florist. His boss tells him to use the van only for florist deliveries. His girl friend's birthday is this week, so Elan uses the van to pick up a gift he has on layaway at a store in the mall. Was this ethical or unethical? unethical
Susan works in a bakery. The manager has given the employees permission to take home the leftovers after the store closes. John, who wants to have rolls for his family's Sunday breakfast, asks Susan to make extra. Was this ethical or unethical ethical
What characteristic is NOT found in a good employee? gossips only when necessary
The lowest hourly wage an employer can pay in the United States is called? minimum wage
The summary of your qualifications and experience for a particular job is called? resume
What is one trait that would not be beneficial in being part of a team? being rigid
What was the most likely reason why Nina did not get the job? her dress was not conservative enough for the bank
A ______ encompasses all of your life's work career
How many career fields are there? 6
How many career clusters are there? 16
Something you feel very strong about, something for which you have boundless enthusiasm is called? passion
Qualities or things that are most important in your life is called? values
Adjectives used to describe you is called? personality traits
Strong points in your personality is called? strengths
Different parts you play in your life is called? role
Work you do for pay is called? occupation
Recreational activities/hobbies is called? vocation
A learned ability is called? skill
A natural ability or talent is called? aptitude
Give an example that would match with agriculture, Food and Natural Resource career cluster. farming and ranching
Give an example that would match with arts, audio/video technology and communicator cluster. actor
Give an example that would match with the information technology cluster. software developer
Give an example that would match the transportation, distribution and logistics cluster. air traffic controller
Give an example that would match with the architecture and construction cluster. architect
Give an example that would match the transportation, distribution and logistics cluster. air traffic controller
Give an example that would match with the architecture and construction cluster. architect
Give an example that would match with the health science cluster. nurse
Give an example that would match with the law, public safety and security cluster. police officer
What job would be most reflective of the Career Cluster: government and Public Administration. military recruiter
What jobs would be most reflective of the Career Cluster: Human Services. counseling and mental health services, early childhood development and services and family and community services
What job would be most reflective of the Career Cluster: Education and Training. principal, teacher and administrative office professional
Created by: randallkirk14