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budgeting&planning

TermDefinition
personal property inventory a list of your valuable items.
legal agreement and record keeping makes saving and budgeting easier.
legally binding agreement a contract is a legally enforceable agreement between 2 or more people.
implied contract not written but is created by the actions or conduct of someone.
agreement a contract has legal agreement when a valid offer is made and accepted.
consideration something of value exchanged for something else of value.
contractual capacity refers to the competence of the parties to enter a contract.
legality to be legally enforceable, a contract must have a lawful purpose.
notarized signature is verified by a notable public.
statute of frauds every state has a statute of frauds to prevent harm due to fraudulent conduct.
responsibilities in agreements fill in all blanks spaces or indicate N/A for items that are applicable.
surplus Is when assets is greater than liabilities or when income is greater than expenses.
Allocate means to assign or distribute funds.
Surplus allocation means you had leftover money in your budget and you need to assign it to a category: savings,misc,etc.
negotiable is an unconditional written promise to pay a specified sum of money upon demand of the holder.
promissory note written promise to pay a certain sum of money to another person or to the holder of the note on a specified date.
co-signer a person who promises to pay the debt of another person.
warranty a statement assuring quality and performance of a product or service.
spreadsheet is a computer program that organizes data in columns and rows and can perform calculations using the data, like MS excel.
database is a computer program that organizes data for easy search and retrieval, Like MS Access.
Created by: 000943