Save
Busy. Please wait.
Log in with Clever
or
show password
Forgot Password?
Don't have an account?  Sign up 
Sign up using Clever
or
Username is available taken
show password


Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account. Your email address is only used to allow you to reset your password. See our Privacy Policy and Terms of Service.

Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.
focusNode
Didn't know it?
click below
 
Knew it?
click below
Don't Know
Remaining cards (0)
Know
0:00
edit
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

Argylls Credit CGS

Argylls Credit Chapter 8

TermDefinition
Grace Period A time period which no finance charges will be added to your account
Finance Charge The total dollar amount you pay to use credit
Debit Card Electronically subtracts money from your checking or savings account
Credit Card A card that allows you to puchase items and pay them back later
Commercial Bank types of loans (6) Single- payment loan, personal installment loans, passbook loans, credit card loans, check- credit loans, second mortgages
Net Income The amount of income you receive (take home pay, allowance, gifts...)
APR Annual Percentage Rate
Collateral A form of security to help guarantee that the creditor will be paid
Simple Interest The interest computed only on the principal you borrow
Minimum Monthly Payment The smallest amount you can pay and still remain a borrower in good standing
Five C's of Credit Character, Capacity, Collateral, Capital, and Conditions
Credit Rating A measure of a person's ability and willingness to make credit payments on time
ECOA Equal Credit Opportunity Act
Credit Bureau An agency that collects information on how promptly people and businesses pay their bills
Credit File Name, address, Social Security Number, date of birth, employers, spouse
How to protect YOUR identity Keep track of credit, shred old documents, keep records of your card numbers
Dealing with stolen identity Contact fraud departments, contact creditors, file police report
Imposters People who deceive others by assuming different identities, use your name, credit credit card number, and other personal information
CCCS Consumer Credit Counseling Service
FDCPA Fair Debt Collection Practices Act
Created by: Chloegsolms
Popular Finance sets

 

 



Voices

Use these flashcards to help memorize information. Look at the large card and try to recall what is on the other side. Then click the card to flip it. If you knew the answer, click the green Know box. Otherwise, click the red Don't know box.

When you've placed seven or more cards in the Don't know box, click "retry" to try those cards again.

If you've accidentally put the card in the wrong box, just click on the card to take it out of the box.

You can also use your keyboard to move the cards as follows:

If you are logged in to your account, this website will remember which cards you know and don't know so that they are in the same box the next time you log in.

When you need a break, try one of the other activities listed below the flashcards like Matching, Snowman, or Hungry Bug. Although it may feel like you're playing a game, your brain is still making more connections with the information to help you out.

To see how well you know the information, try the Quiz or Test activity.

Pass complete!
"Know" box contains:
Time elapsed:
Retries:
restart all cards