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argylls nsk

argylls nsk chapter 8

TermDefinition
credit an arrangement to receive cash, goods, or services now and pay for them in the future.
creditor a financial individual.
open-end-credit credit as a loan with a certain limit on the amount of money you can borrow for a variety of goods and services.
line of credit the maximum amount of money a creditor will allow a credit user to borrow
grace period time period during which no finance charges will be added to your account.
net income the income you get.
annual percentage rate (APR) the cost of credit on a yearly basis,
collateral a form of security to help[ guarantee that the creditors will be repaid.
simple interest the interest computed only on the principal
minimum monthly payment is a small amount you can pay and remain a borrower In good standing
credit rating a measure of a persons ability and willingness to make credit payments on time.
cosigning mean that you will be responsible for the loan payments if the other person fails to make them.
bankruptcy a legal process in which some or all of the assets of a debtor are distributed among the creditors because the debtor is unable to pay there payments
cccs- consumer credit counseling a nonprofit organization
impostor someone acting like someone else.
promptly on time
closed-end-credit a one time loan that you will pay back over a peridd of time.
three types of cards smart cards, debit card,cobranding
two types of loans inexpensive and medium-priced
finance charge the total dollar amount you pay to use credit
Created by: nskean
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