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Argylls8mgh

TermDefinition
credit an arrangement to receive cash, goods, or services now and pay for them in the future
consumer credit use of credit for personal needs
creditor an entity that lends money
closed-end credit credit as a one-time loan that is paid back over a specified period of time in payments of equal amounts
open-end credit credit as a loan with a certain limit on the amount of money you can borrow for a variety of goods and services
line of credit maximum amount of money a creditor will allow a credit user to borrow
grace period time period during which no finance charges will be added to an account
finance charge total dollar amount paid to use credit
net income income received from take-home pay, allowance, gifts, and interest
annual percentage rate (APR) cost of credit on a yearly basis, expressed as a percentage
collateral a form of security that helps guarantee that the creditor will be repaid
simple interest interest computed only on the principal
minimum monthly payment smallest amount that one can pay and remain a borrower in good standing
credit rating a measure of a person's ability and willingness to make credit payments on time
cosigning You agree to be responsible for the loan payments if another person fails to make them
bankruptcy A legal process in which some or all of the assets of a debtor are distributed among the creditors because the debtor is unable to pay his or her debts
finance Give or get money for
title Document showing ownership
portion Part
pledged Promise
promptly On time
imposters People who deceive others by assuming different identities
repossess Take back
confidential Private
Created by: malloriehavens4
Popular Finance sets

 

 



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