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JA Finance Vocab

A study guide for the JA Finance unit in Careers.

TermDefinition
Gross annual income (GAI) The total income earned over a one-year period before deductions are taken off
Gross monthly income (GMI) The total income earned over a one-month period before deductions are taken off (1/12 of GAI)
Net annual income (NAI) The amount of a year's income after deductions are taken off
Net monthly income (NMI) The amount of a month's income after deductions are taken off
Stock A piece of a corporation that is sold to the public in shares
Bond An IOU that is issued by companies, municipalities, or the federal government in exchange for loans that will be returned by a set date.
Mutual funds A collection of stocks/bonds of various companies
Budget A record of income, spending, and a plan for managing money
Credit card A card that authorizes the holder to buy products now, but pay for them later
Debit card A card similar to credit, but money is immediately withdrawn from one's bank account
Sales tax A tax added on to the purchase of certain items/products
Created by: noatib2020
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