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Major Expidentures

closing costs fees, charges associated w/ property purchases
depreciation decrease in value as the item's useful life decreases
down payment portion of the purchase price not borrowed
equity assets (-) liabilities
homeowner's association dues monthly/annual fees that pay for the maintenance of community expenses
landlord person owning the property
leasing renting a product while ownership remains w/ the lease grantor
mortgage insurance protects the lender in case the mortgage payment cannot be paid and the lender must foreclose the property
mortgage loan for the purchase or real estate
real estate agent licensed individual representing a buyer/seller in a contractual transaction to purchase real property
rent price paid for using someone else's property
rental agreement contract specifying the tenant's and landlord's legal responsibilities
renter's insurance optional; covers damage/loss of personal property and liability in a rental home
security deposit $ paid to landlord to cover potential cleaning costs at the lease's end and covers damages suffered while occupied
special assessments fees issued by the local city govt. for utilities, road maintenance, etc.
tenant person who rents property
homeowner's insurance covers damage/loss of structure and contents and liabilities in case of injuries
Created by: Tate.cord70