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8th grade FACS: Budget

expenditures money that is spent on goods, services, and bills
impulse buying making a purchase based on an immediate want or due to the pressure of advertising
long-term goals plans that take a year or more to accomplish
needs goods or services that people cannot survive without, such as water, food, shelter, and clothing
short-term goals plans that can be accomplished within three months to a year
wants goods or services that make people more comfortable or content but which are not necessary for survivial
budget a record of income and spending and a plan for managing mmoney
discretionary income money available to spend on goods and services that are not essential
opportunity cost the next best alternative given up when making a financial choice
scarcity the economic condition of limited resources that prevents people from having everything they want
Created by: mnunn