A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal.

A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation.

A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations.

The demand for a particular job when you are qualified and ready to enter the field.

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Term	Definition
Backwards planning	A strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal.
Career pathway	A series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation.
Debt-to-income ratio	A standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations.
Job outlook	The demand for a particular job when you are qualified and ready to enter the field.