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Checking

Vocab

TermDefinition
Federal Deposit Insurance Corporation (FDIC) Protects depositors money in case of the failure of a bank or financial institution, up to $250,000.
Electric funds transfer (EFT) A system through which funds are moved electronically from one account to another from one bank to another.
Service Charge A fee a bank charges for handling a checking account.
Deposit Slip A bank form used to put money into your account. You list all items you are depositing (currency, coins, checks)
Endorse To sign your name on the back of a check payable to you.
Check Register Separate form for recording deposits and withdrawals in your checking account.
Overdrawing Writing a check for more than you have in your account.
Withdrawal Taking money out of your bank account.
Deposit Putting money into your bank account.
Bank Statement Every month the bank will send you a report listing checks paid, deposits made and service charges.
Outstanding Checks Checks you have written and subtracted from your check register, but have not been cashed yet or deducted from the bank statement balance.
Reconcile To make the bank statement balance match your checkbook balance.
Cancelled Checks Checks that have been cashed and the bank has paid.
Created by: Knuddar
 

 



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