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Pers. Finance QT Tst

Personal Finance Quarter Test-- Vocabulary

QuestionAnswer
Job Analysis An evaluation of the positive and negative attributes of a given career choice.
Salary The amount of monthly or annual pay that you will earn for your labor.
Benefits Company-provided supplements to salaries, such as sick pay, vacation time, profit-sharing plans, and health insurance.
Promotion The ability to advance, to accept more responsibilities, and eventually to work your way up to higher positions.
Employee Expenses Include any costs paid by the employee that are not reimbursed by the employer (uniforms or other special clothing and its cleaning, maintenance, and replacement).
Work Characteristics Daily activities at work.
Entrepreneur Someone who organizes, manages, and assumes the risks of a business or enterprise.
Upgrading Advancing to a higher level of skill to increase your usefulness to an employer.
Retraining Involves learning new and different skills so that an employee can retain the same level of employability.
Advanced Degrees Specialized, intensive programs that prepare students for higher level work responsibilities with more challenges and a higher pay.
Placement Center Offers advice and counseling to help you determine a career direction.
Self-assessment Inventory Lists your strong and weak points and gives you an idea of how to prepare for a career.
Networks Informal groups of people with common interests who interact for mutual assistance.
Identity A sense of who a person is.
Lifestyle The way people choose to live their lives, based on the values they have chosen.
Aptitude Natural physical ability or mental ability that allows you to do certain tasks well.
Interests The things you like to do.
Personality The many individual qualities that make you unique.
Goal A desired end toward which efforts are directed.
Experience The knowledge and skills acquired from working in a career field.
Contact Someone you know, such as relatives, friends, members of groups to which you belong, and former employers.
Work History A record of the jobs you have held and how long you stayed with each employer.
Application Letter (Cover Letter) Introduces you to the potential employer and gives you a chance to "sell" your qualifications.
Return Address The first thing to appear at the top of the letter.
Letter Address (Inside Address) Contains the name of the person or company to whom you are writing.
Salutation The greeting that begins your letter.
Body The message section of a letter.
Complimentary Close A courteous phrase used to end a letter.
Resume (Personal Data Sheet) A biographical summary, professional profile, or vita. It describes your work experience, education, abilities, interests, and other information that may be of interest to an employer.
References People who have known you for at least one year and can provide information about your skills, character, and achievements.
Scannable Resume A resume that has been designed for easy reading by a scanner and contains key words from the applicant's career field.
Reference Letter A statement attesting to your character, abilities, and experience, written by someone who can be relied upon to give a sincere report.
Employment Application (Job Application) A form you complete when you apply for a job opening.
Job Interview Face-to-face meeting with a potential employer to discuss your job qualifications.
Thank-you Letter A reminder to the employer after an interview thanking him/her for their time and reminding them of your interest in the job you were interviewed for.
Form W-4 Known as an Employee's Withholding Allowance Certificate; determines the amount your employer will withhold from your paycheck for income taxes.
Allowances Reduce the amount of tax withheld from your paycheck. (The more allowances you claim, the less tax you will have withheld).
Exempt Status A status that applies only to people who will not earn enough that year to owe any federal income tax.
Minors People under the age of a legal adulthood.
Form W-2 A summary of the income you earned that year and all amounts the employer withheld for taxes.
Social Security Act of 1935 Established a national social insurance program that provides federal aid for the elderly and for disabled workers.
Unemployment Insurance Provides benefits to workers who lose their jobs through no fault of their own.
Fair Labor Standards Act of 1938 Establishes a min. wage.
Minimum Wage The legally established lower limit on wages employers may pay.
Workers' Compensation An insurance program that pays benefits to workers and their families for injury, illness, or death that occurs as a result of the job.
Family and Medical Leave Act of 1993 Allows employees to take up to 12 weeks of unpaid leave in a 12-month period for certain medical and family situations.
Equal Pay Act Prohibits unequal pay for men and women doing similar work.
Civil Rights Act of 1964 Prohibits discrimination in hiring, training, and promotion on the basis of race, color, gender, religion, or national origin.
Created by: itscourtneym