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Loan Vocab

Vocab scavenger hunt

TermDefinition
Federal Student Loans A loan funded by the federal government to help pay for your education. Borrowed money you must repay with interest.
Private Student Loans These loans are non-federal loans, made by a lender such as a bank, credit union, state agency, or a school.
Subsidized Loans U.S. Department of Education pays the interest on a Direct Subsidized Loan
Unsubsidized Loans You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.
Direct Loan Program A federal student loan, made through the William D. Ford Federal Direct Loan Program, for which people borrow directly from the U.S. Department of Education.
Stafford Loans A student loan offered to students enrolled in American institutions of higher education to help finance their education.
Direct PLUS Loans A loan made by the U.S. Department of Education to which the borrower is fully responsible for paying the interest.
Direct Consolidation Loans A federal loan that allows you to combine one or more federal student loans into one new loan. Making one monthly payment on your federal loans and the amount of time you have to repay will be extended.
Federal Perkins Loan Program A federal student loan, made by the student's school. For students who demonstrate financial need.
Federal Family Education Loan Program Private lenders provided loans to students that were guaranteed by the federal government. These loans included Subsidized Federal Stafford Loans, Unsubsidized Federal Stafford
Created by: DeRay