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Goals and Budget

Survival

TermDefinition
Budget A plan for managing money
Instant Gratification Buying right away - even if you can't afford it
Delayed Gratification Waiting to buy something until you can afford it
Needs Essential to your life - health and security
Wants Fun/interesting but can get along without
Values Ideas and beliefs about what is important to you
SMART Acronym for creating a successful goal
Short-term Goal Goal set to accomplish in the near future
Long-term Goal Goal set to accomplish more than a year away
Income Money received
Expenses What you spend money on
Fixed Expenses Expenses that cost the same every month
Variable Expenses Expenses that fluctuate - can predict a range
Periodic Expenses Expenses that are occasional
Pay Yourself Frist Savings you pay to yourself as an expense
Cash Flow Money coming in as income and going out as expense
Created by: mkschwartz
Popular Family and Consumer sets

 

 



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