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Chk-Sav-Csh Vocab SG

Financial Lit

TermDefinition
deposit Coins, checks, and currency put into a bank account
direct deposit A deposit which is electronically transferred from your employer to your
checking account An account at a bank which gives you easy access to your money
check register Assists you in keeping a record of your deposits and withdrawals
balance The amount of money in your checking account
bank statement A listing from the bank of all your transactions for the month
service charge A fee for conducting business through your bank
reconcile Comparing your check register with your bank statement
savings account A specific type of bank account which earns interest
deposit The money you put in the bank, credit union, or brokerage firm
interest The amount of money paid for the use of a lender's money
simple interest Based on three factors: principal, rate, and time
compound interest Earned on original principal plus interest earned during previous periods
annuity An account into which someone deposits an equal amount of money at equal periods of time
principal The amount of money earning interest in a savings account
withdrawal The money you take out of your bank, credit union, or brokerage firm
total purchase price The total selling price plus sales tax
unit pricing A technique that allows shoppers to compare prices
comparison shopping Locating the best value for your money
coupons Redeemed at the time of purchase
rebates Redeemed by mailing in a sales slip and special form
markdown Discount
markdown rate A percent of the regular selling price
sale price Regular selling price minus the markdown
Created by: kristenwoodard
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