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PF Ch 6 Debt

Vocabulary terms from Chapter 6

Bankruptcy legal procedure for dealing with debt problems of individuals and businesses; specifically a legal court case filed under one of the chapters of Title 11 of the United States Code
Credit Bureau an agency which collects the credit history of consumers so that creditors can make decisions about granting of loans
Credit Report report showing your payment history
Chapter 7 Bankruptcy chapter of the Bankruptcy Code providing for liquidation of the debtor’s assets in order to repay the creditors
Garnishment court-ordered attachment that allows a lender to take monies owed directly from a borrower’s paycheck; only allowed as part of a court judgment
Pro-Rata debt repayment plan by which the borrower repays each lender a fair percentage of the total debt owed when one cannot make the minimum payments on a debt
Created by: mgarda