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Family Relations
Chapters 23 & 25 Vocabulary
| Term | Definition |
|---|---|
| gross income | a person's total wage or salary before any deductions are made. |
| net income | the amount or money left after subtracting deductions from gross income. |
| fixed expenses | expenses that are the same each month. |
| varialbe expenses | expenses tht change or vary from month to month. |
| electronic funds transfer | a system that allows a person to deposit or withdraw funds and make payments without using cash or checks. |
| overdraft | a check is written for money that is not available in the account. |
| installment credit | a one-time loan extending over a set period of time, to be repaid with interest. |
| revolving credit | credit that is extended to a person before any purchases are made. |
| service charge | a fee charged for writing a credit contract. |
| Truth in Lending Act | requires lenders to disclose in dollar amounts the exact cost of using credit. |
| credit rating | a record of whether or not a person has paid his or her bills on time. |
| citizen | a person who formally owes allegiance to a government. |
| register | when a citizen shows documents to prove that he or she has the right to vote in elections and fills out the required forms. |
| legislatures | law-making governmental bodies. |
| ordinances | local laws or regulations. |
| misdemeanor | a less serious carime that may be punished by a fine or short prison term of less than a year. |
| violations | acts that violate or break a local ordiance and can result in a fine or short jail term. |
| defamation | spreading lies that harm another person. |
| slander | verbally spreading lies that harm another person. |
| libel | writing false information about another person with the intention of causing him or her harm. |
| battery | a use of force resulting in physical contact with a person that the individual did not permit. |
| assault | a threat to cause phyiscal harm to a person |
| negligence | harming someone without intent. |
| jury | a group of citizens who are selected by the court system to determine the outcome of a trial. |
| plaintiff | the person filing a lawsuit and taking a case to court. |
| defendant | a person accused of wrong doing. |
| public defender | a lawyer appointed by the state for a defendant in a criminal case who cannot afford a lawyer. |
| mentor | a person to look to for guidance and encouragement. |
Created by:
smapp
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