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Budget And Banking

1. ATM Automated Teller Machine, machine where you use debit card to get and deposit money
2. Account Balance amount of money you have in your account at a certain time
3. Budget An estimate of income and expenditure for a set period of time
4. Checking Account An account at a bank against which checks can be drawn by the account depositor. An account at a bank against which checks can be drawn by the account depositor. An account at a bank against which checks can be
5. Cleared Check check been cashed deposit though a bank
6. Credit Union A nonprofit financial cooperative offering deposit accounts, low-interest loans
7. Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase
8. Deposit A sum of money placed or kept in a bank account, usually to gain interest
9. Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account.
10. Endorse signed the back of the check to cash it
11. Expense The cost required for something; the money spent on something.
12. FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
13. Fees 2.Money paid as part of a special transaction, e.g., for a privilege or for admission to something.
14. Financial Literacy Financial literacy is the ability to understand finance
15. Financial Security financial planning and wealth management services with the intent of increasing wealth while minimizing risk and tax burdens
16. Fixed Expense Costs of owning and operating a property that are not discretionary and, except for occasional increases
17. Income Money received, esp. on a regular basis, for work or through investments.
18. Interest The charge for the privilege of borrowing money, typically expressed as an annual percentage rate.
19. Loan Overdraft line of credit is a loan attached to your checking account
20. Memo written message, esp. in business; a memorandum. written message, esp. in business; a memorandum. A written message, esp. in business; a memorandum
21. Needs something you have to have to survive
22. Non-sufficient funds (NSF) A term used to indicate when an item such as a check, or other transaction presented for payment is returned unpaid
23. Online Banking Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by their retail
24. Payee A person to whom money is paid or is to be paid, esp. the person to whom a check is made payable.
25. Payer a person who pays money for something
26. Reconcile when you check your recorders and the banks
27. Savings putting money into an account for future use
28. Variable Expenses Variable costs are expenses that change in proportion to the activity of a business.
29. Wants Have a desire to possess or do (something); wish for.
30. Withdrawal 2.An act of taking money out of an account. 2.An act of taking money out of an account.
Created by: Jassy1