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Budget and banking

wordAn automated teller
Checking Account An account at a bank against which checks can be drawn by the account depositor.
Cleared Check The movement of a check from the depository institution at which it was deposited back to the institution on which it was written
Credit Union A nonprofit financial cooperative offering deposit accounts, low-interest loans, etc
Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
Deposit A sum of money placed or kept in a bank account, usually to gain interest
Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account.
Budget An estimate of income and expenditure for a set period of time.
Endorse Declare one's public approval or support of.
Expense The cost required for something; the money spent on something.
FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
Fees A payment made for professional advice or services
Financial literacy Financial literacy is the ability to understand finance. More specifically, it refers to the set of skills
Financial Security A security is a fungible, negotiable instrument representing financial value.
Fixed Expense Any expense that does not change from period to period, such as loan payments
Income Money received, esp. on a regular basis, for work or through investments.
Intrest The price paid for borrowing money
Loan Overdraft deficit in a bank account caused by drawing more money than the account holds.
Memo A written message, esp. in business; a memorandum.
Needs Cannot avoid or help doing something
Non-sufficent Funds Non-sufficient funds (NSF) is a term used in the banking industry to indicate that a demand for payment (a check) cannot be honored.
Online Bankimg Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by their retail
Payee A person to whom money is paid or is to be paid, esp. the person to whom a check is made payable
Payer a person who pays money for something.
Reconcile 1.Restore friendly relations between
Savings 1.An economy of or reduction in money, time, or another resource
Variable Expenses (Variable expense) Variable costs are expenses that change in proportion to the activity of a business
Wants Have a desire to possess or do (something); wish for.
withdrawl An act of taking money out of an account.
atm An automated teller
Account Balance A balance of money
Created by: Jheard