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Budgets and Banking

1. ATM automated-teller machine
2. Account Balance The amount of money in a financial repository, such as a checking account, at any given moment.
3. Budget An estimate of income and expenditure for a set period of time.
4. Checking Account An account at a bank against which checks can be drawn by the account depositor
5. Cleared Check Movement of a check from the bank in which it was deposited to the bank on which it was drawn, and the movement of its face amount in the opposite direction.
6. Credit Union A nonprofit financial cooperative offering deposit accounts, low-interest loans, etc.
7. Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase
8. Deposit A sum of money placed or kept in a bank account, usually to gain interest.
9. Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account.
10. Endorse 1.Declare one's public approval or support of.
11. Expense The cost required for something; the money spent on something
12. FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
13. Fees 1.A payment made for professional advice or services
14. Financial Literacy Financial literacy is the ability to understand finance
15. Financial Security A security is a fungible, negotiable instrument representing financial value
16. Fixed Expense A cost that does not change with an increase or decrease in the amount of goods or services produced.
17. Income Money received, esp. on a regular basis, for work or through investments. Money received, esp. on a regular basis, for work or through investments.
18. Interest The state of wanting to know or learn about something or someone: "many people lose interest in history".
19. Loan Overdraft Loan arrangement under which a bank extends credit up to a maximum amount (called overdraft limit) against which a current (checking) account customer can write checks or make withdrawals
20. Memo A written message, esp. in business; a memorandum.
21. Needs Cannot avoid or help doing something: "they must needs depart".
22. Non-sufficient funds (NSF) Reason for dishonoring or returning a check to its depositor, because the amount available in check-writer's (drawer's) account is less than the check's amount.
23. Online Banking Online banking is a service offered by banks that allows account holders to access their account data via the Internet
24. Payee A person to whom money is paid or is to be paid, esp. the person to whom a check is made payable.
25. Payer a person who pays money for something.
26. Reconcile 1.Restore friendly relations between: "she wanted to be reconciled with her father".
27. Savings 1.An economy of or reduction in money, time, or another resource
28. Variable Expenses A cost to a person or business that varies over time according to a number of factors.
29. Wants Have a desire to possess or do (something); wish for.
30. Withdrawal An act of taking money out of an account
Created by: jason12