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Budget and banking

ATM automated-teller machine.
2. Account Balance . The amount of money in a financial repository, such as a checking account, at any given moment.
3. Budget an estimate, often itemized, of expected income and expense for a given period in the future
4. Checking Account a bank deposit against which checks can be drawn by the depositor. Compare savings account. bank deposit against which checks can be drawn by the depositor.
5. Cleared Check a check that has been cashed or deposited.
6. Credit Union cooperative group that makes loans to its members at low rates of interest.
7. Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
8. Deposit A sum of money placed or kept in a bank account, usually to gain interest
9. Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account
10. Endorse 1.Declare one's public approval or support of.
11. Expense The cost required for something; the money spent on something
12. FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
13. Fees 1.A payment made for professional advice or services
14. Financial Literacy Financial literacy is the ability to understand finance
15. Financial Security A security is a fungible, negotiable instrument representing financial value
16. Fixed Expense Costs of owning and operating a property that are not discretionary and, except for occasional increases, do not change from month to month
17. Income Money received, esp. on a regular basis, for work or through investments
18. Interest The charge for the privilege of borrowing money, typically expressed as an annual percentage rate
19. Loan Overdraft An extension of credit from a lending institution when an account reaches zero
20. Memo A written message, esp. in business; a memorandum
21. Needs something you have to have to survive
22. Non-sufficient funds (NSF) a check that is dishonored on presentation because of insufficient funds; "issuing a bad check is a form of larceny"
23. Online Banking The performance of banking activities via the Internet
24. Payee person to whom money is paid or is to be paid, esp. the person to whom a check is made payable.
25. Payer a person who pays money for something
26. Reconcile An accounting process used to compare two sets of records to ensure the figures are in agreement and are accurate
27. Savings 2.The money one has saved, esp. through a bank or official scheme. 2.The money one has saved, esp. through a bank or official scheme. 2.The money one has saved, esp. through a bank or official scheme. the money one has
28. Variable Expenses Variable costs are expenses that change in proportion to the activity of a business
29. Wants A lack or deficiency of something
30. Withdrawal 2.An act of taking money out of an account. 2.An act of taking money out of an account. taking money from an account
Created by: asia wells