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Budget and Banking

TermDefinition
ATM a computerized electronic machine that performs basic banking functions
Account Balance
Budget An estimate of income and expenditure for a set period of time.
Checking Account An account at a bank against which checks can be drawn by the account depositor
Cleared Check Movement of a check from the bank in which it was deposited to the bank on which it was drawn
Credit Union A nonprofit financial cooperative offering deposit accounts, low-interest loans, etc.
Debit Card A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
Deposit A sum of money placed or kept in a bank account, usually to gain interest.
Direct Deposit The electronic transfer of a payment directly from the account of the payer to the recipient's account.
Endorse Recommend (a product) in an advertisement
Expense The cost required for something; the money spent on something.
FDIC Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
Fees A payment made for professional advice or services.
Financial Literacy The possession of knowledge and understanding of financial matters.
Financial Security A security is a fungible, negotiable instrument representing financial value.
Fixed Expense A cost that does not change with an increase or decrease in the amount of goods or services produced.
Income Money received, esp. on a regular basis, for work or through investments.
Interest
Loan Overdraft
Memo
Needs
Non-sufficient funds (NSF)
Online Banking
Payee
Payer
Reconcile
Created by: DenzelCro
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