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Con Ed Chapter 10

Review for Chapter 10 Test

QuestionAnswer
Few people can pay for a home without borrowing. TRUE
On a revolving charge accounts, the slower you reduce the balance, the less interest you will pay overall. FALSE
The Fair Credit Reporting Act of 1971 gave consumers a way to check their credit reports. TRUE
Consumers should take every credit card that is offered to them so they will have a variety of choices. FALSE
Credit cards are usually one of the most expensive forms of borrowing. TRUE
The Equal Credit Opportunity Act makes it illegal to refuse credit on the basis of race, color, religion, national orgin, sex, marital status, or age TRUE
Married couples should have credit in only on of their names. FALSE
The Fair Credit Billing Act helps consumers correct credit card billing mistakes TRUE
Interest on an unsecured loan is usually lower than a secured loan. FALSE
ATM machines enable you to receive a cash advance and add it to your credit card bill. TRUE
A company that collects inform and sells it to lenders is a ation about consumers' credit history credit bureau
A measure of your creditworthiness is your credit rating
A loan that is backed by something of value pledged to ensure payment secured loan
Created by: ncoebus