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Argylls8EC Test

Enter the letter for the matching Definition
incorrect
1.
Annual Percentage Rate (APR)
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2.
Consumer credit
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3.
An advantage of credit
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4.
Credit
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5.
Closed-end credit
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6.
Debit cards are mostly used at...
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7.
Net income
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8.
What can misused credit lead to?
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9.
A disadvantage of credit
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10.
A variable interest rate is based on...
A.
A one time loan payed over a specified period of time.
B.
Gives time to pay for the good or service.
C.
Bankruptcy or loss of creditworthiness.
D.
Automated Teller Machines (ATM's).
E.
Temptation to spend too much.
F.
The use of credit for personal needs.
G.
Changing rates in the banking system.
H.
The cost of credit on a yearly basis.
I.
An arrangement to receive cash, goods, or services now and pay in the future.
J.
Your take-home pay.
Type the Definition that corresponds to the displayed Term.
incorrect
11.
True or false: a credit card is the same as a debit card
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12.
Finance Charge
Type the Term that corresponds to the displayed Definition.
incorrect
13.
The maximum amount of money a creditor will allow to be borrowed by a credit user.
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14.
A lender of money.
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15.
A loan that means you agree to be responsible for the loan payments if the other person fails them.
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16.
A measure of a person's ability to make credit payments on time.
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17.
A loan within a certain limit you can borrow for purchases.
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18.
A time period with no financial charges added to your account to pay a debt.
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19.
Interest computed only on the principal.
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20.
Form of security to help guarantee the creditor will be repaid..

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