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4.1-4.4 Vocab Test

Enter the letter for the matching Definition
incorrect
1.
principal
incorrect
2.
FICO score
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3.
collateral
incorrect
4.
finance charge
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5.
Truth in Lending Act
A.
The interest that is charged to a buyer when paying for a purchase or service over time.
B.
A law that offers protection if a credit card is lost or stolen
C.
A score that summarizes the probability that a debtor will pay a debt and is a reliable way that creditors judge credit worthiness.
D.
Security, such as a personal belonging, car or boat title, CD,stock certificates, that insures a loan will be repaid.
E.
The balance, or amount of money, in an account, or amount borrowed.
Type the Term that corresponds to the displayed Definition.
incorrect
6.
Organization or person who uses credit.
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7.
The interest rate paid per year or charged per year.
incorrect
8.
Organization or person who extends credit to debtors.
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9.
The average amount owed per day during a billing cycle.
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10.
A card that acts as an electronic check and is not a credit or a charge card.

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