Insurance
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| Beneficiary | a person who derives advantage from something, especially a trust, will, or life insurance policy
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| Broker | a person who buys and sells goods or assets for others
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| Claim | state or assert that something is the case, typically without providing evidence or proof
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| Collision Coverage | Collision insurance is a type of auto insurance coverage. Collision Insurance will reimburse the insured for any damage sustained to their personal automobile that is due to the fault of the insured driver
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| Comprehensive Coverage | Comprehensive coverage, known as "other than collision" coverage in Virginia, is an optional car insurance coverage designed to pay for certain repairs that aren't related to collisions
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| Co-Payments | a payment made by a beneficiary (especially for health services) in addition to that made by an insurer
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| Death Benefit | the amount paid to a beneficiary upon the death of an insured person
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| Deductible | a specified amount of money that the insured must pay before an insurance company will pay a claim
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| Dental Insurance | Dental insurance is designed to pay a portion of the costs associated with dental care
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| Disability Insurance | offers income protection to individuals who become disabled for a long period of time, and as a result can no longer work during that time period
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| Effective Date | An effective date or as of date is the date upon which something is considered to take effect, which may be a past, present or future date
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| HMO | A health maintenance organization (HMO) is an organization that provides health coverage with providers under contract
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| HRA | The HRA is an employer-sponsored plan that can be used to reimburse a portion of you and your eligible family member's out-of-pocket medical expenses
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| Liability Coverage | Liability insurance is a part of the general insurance system of risk financing to protect the purchaser
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| Living Benefits | A rider that provides long-term care benefits for an insured person who is terminally ill, when attached to a life insurance contract
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| Medicare | Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities
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| Power of Attorney | the authority to act for another person in specified or all legal or financial matters
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| Premiums | an amount to be paid for an insurance policy
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| Primary Physician | A primary care physician is a physician who provides both the first contact for a person with an undiagnosed health concern
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| Term Life Insurance | life insurance that pays a benefit in the event of the death of the insured during a specified term
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| Vision Insurance | A financial protection plan that requires the policyholder to pay a monthly fee in exchange for reduced-cost fees on some eye health and vision correction services
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| Whole Life Insurance | life insurance that pays a benefit on the death of the insured and also accumulates a cash value
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Created by:
droehner19
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