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Identity Theft

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Term
Definition
Anti-Virus Software   Computer software used to prevent, detect and remove malicious software.  
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Better Business Bureau   Aims to promote ethical business practices, leading to an environment where buyers and sellers can operate under a common understanding of trust.  
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Dumpster Diving   The practice of raiding dumpsters to find discarded items that are still useful, can be recycled, and have value.  
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Equifax   Is a consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion.  
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Experian   As a credit bureau, Experian is responsible for providing those in the business of lending credit or money with the information these businesses need to determine whether or not they should extend funding or credit to those who apply.  
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Federal Trade Commission   A federal agency, established in 1914, that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace.  
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Firewall   A part of a computer system or network that is designed to block unauthorized access while permitting outward communication.  
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Forgery   The action of forging or producing a copy of a document, signature, banknote, or work of art.  
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Fraud   wrongful or criminal deception intended to result in financial or personal gain.  
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Identity Theft   The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.  
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Internal Revenue Service   Is a United States government agency that is responsible for the collection and enforcement of taxes.  
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Peer-to-Peer   Denoting or relating to computer networks in which each computer can act as a server for the others, allowing shared access to files and peripherals without the need for a central server.  
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Phishing   The activity of defrauding an online account holder of financial information by posing as a legitimate company.  
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Scams   A dishonest scheme; a fraud.  
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Shoulder Surfing   The practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information.  
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Snail Mail   The ordinary postal system as opposed to e-mail.  
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Solicitations   Is a request for something, usually money. If you buy a fancy new house, expect a phone call from the local charity with a solicitation for a donation.  
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Spam   Irrelevant or inappropriate messages sent on the Internet to a large number of recipients.  
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Spyware   Software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive.  
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TransUnion   Is an American company that provides credit information and information management services to approximately 45,000 businesses and approximately 500 million consumers worldwide in 33 countries.  
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Created by: Otallchief16
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