argylls 8 cbking
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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credit | receive cash, goods or services now and pay for them on a later date.
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consumer credit | A debt that someone incurs for the purpose of purchasing a good or service.
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creditor | a person or company to whom money is owed.
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closed-end credit | is a type of credit that should be repaid in full amount by the end of the term
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open-end credit | A pre-approved loan between a financial institution and borrower that may be used repeatedly up to a certain limit
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line of credit | an amount of credit extended to a borrower.
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grace period | a period of time after a payment becomes due
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finance charge | is any fee representing the cost of credit
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net income | is an entity's income minus cost of goods sold, expenses and taxes for an accounting period.
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annual percentage rate | a single percentage number that represents the actual yearly cost of funds over the term of a loan
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collateral | something pledged as security for repayment of a loan
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simple interest | A quick method of calculating the interest charge on a loan.
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minimum monthly payment | is the lowest amount of money that you are required to pay on your credit card statement each month
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credit rating | an estimate of the ability of a person or organization to fulfill their financial commitments, based on previous dealings.
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cosigning | The act of signing for another person's debt which involves a legal obligation made by the cosigner
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bankruptcy | the state of being bankrupt.
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finance | the management of large amounts of money
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title | a name that describes someone's position or job
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portion | to have tastes way out of proportion to one's financial means
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pledged | give as security on a loan.
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