Argylls 8 M.H.H.
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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Credit | An arrangement to receive cash, goods, or services now and pay for them later
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Consumer Credit | Use of credit for personal needs
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Creditor | An entity that lends money
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Closed-End Credit | A one time loan that you will pay back over a specific amount of time
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Open-End Credit | A loan with a certain limit on the amount of money you can borrow for a variety of goods and services
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Line of Credit | The maximum amount of money a creditor will allow a credit user to borrow.
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Grace Period | A time period during which no finance charges will be added to your account
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Finance Charge | The total dollar amount you pay to use credit
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Net Income | The income you receive
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Annual Percentage Rate | The cost of credit on a yearly basis, expressed as a percentage
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Collateral | A form of security to help guarantee that the creditor will be repaid
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Simple Intrest | The interest computed only on the principal
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Minimum Monthly Payment | The smallest amount you can pay and remain a borrower in good standing
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Credit Rating | A measure of a person's ability and willingness to make credit payments on time.
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Cosigning | A loan that means that you agree to be responsible for the loan payments if the other person fails to make them.
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Bankruptcy | A legal process in which some or all of the assets a debtor are distributed among the creditors on an installment basis
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Debit Cards | A card that allows you to electronically subtract money from their checking or savings accounts
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Cobranding | The linking of a credit card with a business trade name offering "points" or "premiums" toward the purchase of a product or service
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Smart Card | A plastic card equipped with a computer chip that can store 500 times as much data as a normal credit card.
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Store-Value Cards | A type of debit card, using technology to store information and track funds.
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Created by:
mhhobbs
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