Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| Consumer | A person or organization that uses a product or service
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| Credit | The granting of a loan and the creation of deb, any form of deferred payment
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| Debt | and obligation of replacement by 1 party ( the debtor/borrower) to a second party (the creditor/lender); in most cases this includes repayment of the orginial loan amount plus interest
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| Economy | A system by which goods and services are produced and distributed
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| Financial Litetacy | The knowledge and skills necessary to be an informed consumer and manage finances effectively
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| Intrests | A fee paid by a borrower to the lender for the use of borrowed money; typically interests is calculated as a percentages of the principal (original loan amounts)
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| Loan | A debt evidenced by a "note", which specifies the principal amount, interests rate and date of repayment
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| Personal Finance | All the decisions and activities of an individual or family regarding this money, including spending, saving, budgeting, etc.
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| why should students learn about personal finance | to manage your money, Eliminates future financial mistakes and promotes financial benefits
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| what are the key elements of financial planning | - Right out a detailed plan for accomplishing goals
- Replace money myths with money truths
- Set Money Goals
- Execute your plan
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| how are Americans being outsmarted by banks and other lenders | credit is marketed to the U.S.
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| how does one have success with their personal finance |
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Created by:
17esmith
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