CFM
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| When you open a bank account, you are responsible for | Tracking your balance - An overdraft habit can cost you a lot more than fees. The bank can close your account or report you to banking credit bureaus. And if you intentionally write a check without the money to cover it, you can be charged with check frau
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| When you open a bank account, you are responsible for (continued) | Checking your account regularly - The bank doesn't have to help you wait more than 60 days to report potential errors and suspicious transactions.
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| When you open a bank account, you are responsible for (continued) | Safeguard your account info., debit card, checks, and PIN. Any legal protections become null and void if something happens after sharing these pieces of information with someone.
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| When you open a bank account, you are responsible for (continued) | Ensure that checks you deposit won't bounce once a check enters your system and is linked to your account. The amount becomes your responsibility.
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| When you open a bank account, you are responsible for (continued) | If the check doesn't clear, you-not the bank- must deal with the check write to collect what is owed to you. The bank will charge you a fee if the check bounces.
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| By law, you have certain rights regarding your account. The bank must | Provide your money "on demand." This is aside from the holds they're allowed to impose on deposits. Give written notice of changes. They must send a notice warning you about upcoming changes to fee schedules or account terms.
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| By law, you have certain rights regarding your account. The bank must (continued) | Investigate and resolve errors and unauthorized transactions as long as you report them within 60 days.
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| By law, you have certain rights regarding your account. The bank must (continued) | Provide detailed monthly statements. You can choose to recieve statements by mail or electronically.
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| By law, you have certain rights regarding your account. The bank must (continued) | Automatically provide federal insurance coverage of at least $250,000 for deposits in checking, savings, and $ market accounts at a bank insured by the Federal Deposit Insurance Corporation (FDIC).
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| By law, you have certain rights regarding your account. The bank must (continued) | Also insured by the National Credit Union Association (NCUA).
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Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
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To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
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Created by:
Blissful_Olive
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