budget and banking
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| ATM | computerized electronic machine that performs basic banking functions (as handling check deposits or issuing cash withdrawals)
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| Account Balance | The amount of money in a financial repository, such as a checking account, at any given moment.
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| Budget |
An estimate of income and expenditure for a set period of time.
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| Checking Account | An account at a bank against which checks can be drawn by the account depositor.
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| Cleared Check | Movement of a check from the bank in which it was deposited to the bank on which it was drawn
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| Credit Union |
A nonprofit financial cooperative offering deposit accounts, low-interest loans, etc.
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| Debit Card | card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
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| Deposit |
A sum of money placed or kept in a bank account, usually to gain interest.
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| Direct Deposit | The electronic transfer of a payment directly from the account of the payer to the recipient's account.
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| Endorse |
1.Declare one's public approval or support of
1.Declare one's public approval or support of
1.Declare one's public approval or support of
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| Expense |
The cost required for something; the money spent on something.
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| FDIC | Federal Deposit Insurance Corporation, a body that underwrites most private bank deposits.
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| Fees | 1.A payment made for professional advice or services.
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| Financial Literacy | Financial literacy is the ability to understand finance.
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| Financial Security |
A security is a fungible, negotiable instrument representing financial value
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| Fixed Expense | Costs of owning and operating a property that are not discretionary and, except for occasional increases,
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| Income | Tax levied directly on personal income.
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| Interest | The fee charged by a lender to a borrower for the use of borrowed money,
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| Loan Overdraft | arrangement under which a bank extends credit up to a maximum amoun
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| Memo | A written message, esp. in business; a memorandum
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| Needs | Cannot avoid or help doing something
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| Non-sufficient funds (NSF) | A term used to indicate when an item such as a check
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| Online Banking | allows customers to conduct financial transactions on a secure website operated by their retail or...
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| Payee | A person to whom money is paid or is to be paid, esp. the person to whom a check is made payable.
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| Payer | a person who pays money for something.
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| Reconcile | process used to compare two sets of records to ensure the figures are in agreement and are accurate
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| Savings | 1.An economy of or reduction in money, time, or another resource
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| Variable Expenses | Variable costs are expenses that change in proportion to the activity of a business
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| Wants | Have a desire to possess or do
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| Withdrawal | 2.An act of taking money out of an account.
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