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Contract - ECs
Exclusion Clauses
| Question | Answer |
|---|---|
| What is an Exclusion Clause? | Type of term attempting to exclude a parties liability |
| What three components are necessary for an exclusion clause to be enforceable? | Incorporation, Construction, Statutory regulations |
| Lestrange v Graucob | Signing means you've accepted the terms - incorporation |
| Curtis v Chemical Cleaning | Dress cleaning: Verbal statement overrode the written term - no incorporation |
| Olley v Marlborough Hotel | Term in the hotel bedroom was not part of contract - notice too late |
| Chapleton v Barry UDC | Exclusion clause on deckchair ticket was not a term |
| Thompson v (LMS) London Midland, and Scotland Railway Co | Illiterate woman was held to be bound by written clause - took reasonable steps to make her aware |
| Thornton v Shoe Lane Parking | Exclusion clause must be 'startling' - big red bold writing - Denning |
| Interfoto v Stiletto Visual Productions | Onerous terms must be brought to your attention |
| What is construction? | The clause must cover the breach |
| Contra Proferentem Rule | unclear/ambiguous terms will be interpreted against the party introducing it |
| Houghton v Trafalgar Insurance | use of contra proferentum rule - 'load' of car interpreted against insurance company to not mean passengers |
| CRA s65 | Can't exclude liability for death/PI |
| CRA s31/57 | Can't exclude other CRA terms |
| CRA s61 | Clauses incorporated if intended to be seen - notice |
| CRA s68 | Term must be transparent |
| CRA s62 | Terms must be fair |
| CRA s69 | Terms must be interpreted in favour of consumer (CRA version of contra prof rule) |
| UCTA s2 | Can't exclude Death/PI |
| UCTA s6 | Can't exclude s12 SOGA |
| What year is UCTA? | 1977 |
| What year is CRA? | 2015 |
| Goodlife Foods v Hall Fire | Clause was reasonable under UCTA |
| Aziz case | Terms should be fair, not merely not unfair |
| George Mitchell v Finney Lock Seeds | Defective seeds: clause was unreasonable under UCTA as buyer would not have been aware of the fault but seller would |