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JCT Post Test

QuestionAnswer
True or false? Anyone can do any job as long as he or she decides to do it. False
True of false? The average person in the U.S. spends more time doing work activities than any other type of activity. True
True or false? Most careers in the future will require more than a high school education. True
True or false? Just wait- the right job opportunity will come your way> False
True or false? The majority of people spend their adult lives in the same career. False
What is an internship? Part time on the job learning experiences that reinforce classroom instruction. This is usually without pay.
What is the ACT? A test that assesses high school students general education development and their ability to complete college-level work.
What is the meaning of GPA? Grade Point Average- the points received for the grade earned. Points are totaled then averaged.
What is a 3.0 roughly? A "B" average
What is the difference between a major and a minor? A major is an area of study in which a post secondary student receives a degree; where as a minor is a supporting or additional area of study a post secondary student chooses.
True or false? Anyone who plans to work right out of high school needs the same basic academic skills as someone who plans to go to college. True
True or false? The top ten fastest growing careers have not changed in 20 years. False
True or false? If you get an associate degree, you must later get a bachelors degree. False
True or false? Most high-tech fields such as electronic design, require at least a bachelors degree. False
True or false? The number one reason people are fires from jobs is that they are lazy. False
What is another word for "fun classes"? Electives
What is the best description of the term GED? General equivalency diploma that certifies high school equivalent skills in writing, literature, social studies, science, and math.
Is using a credit card for living expenses a good or bad idea? Why? Bad idea because they can pile up and end up costing you more than original purchase prices.
What is a plan for how you will spend the money you earn or receive? Budget
What is the best way to avoid credit card debt? Paying in full and on time
What is a good rule of thumb when it comes to savings? Pay yourself first
Why is your credit so important? It heavily influences your approval for bank loans and credit cards.
The effect of time on interest increases the total amount or decreases total amount? Increases total amount
Historically, real estate is usually an example of what asset? Appreciating
What asset is a car an example of? Depriciating
What do IRA's, ROTH IRA's, 401K's, and 403bs have in common? All are long term savings accounts for retirement.
What is the penalty for using the ATM of another bank? Your bank and the other bank might charge you a fee.
On what type of account are you allowed to make six withdrawals per month without being penalized? Money market
Of the following, which would probably be the most useful piece of information to an identity thief? Social security number
Why is diversification important in investing? It spreads your investment risk across a wide range of investments.
When referring to student loans, what is a grace period? The time period after graduating or leaving school before you must begin paying back student loans.
What is the difference between renting and leasing? Nothing, they mean basically the same thing.
If you plan on moving after a year, your best option would probably be to buy a home or rent a home? Rent a home
A sum of money you pay on a mortgage up front is called? Down payment
A type of loan used to buy property is called? Mortgage
A method of figuring out how long it will take you to double your money is called? The rule of 72
What type of bank account offers the easiest access to your money? Checking
How long will it take you to double
Created by: purple1234567890
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