Upgrade to remove ads
Busy. Please wait.
Log in with Clever
or

show password
Forgot Password?

Don't have an account?  Sign up 
Sign up using Clever
or

Username is available taken
show password


Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account.
Your email address is only used to allow you to reset your password. See our Privacy Policy and Terms of Service.


Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.

Study Guide

        Help!  

Term
Definition
Renewable Provision Policy   Grants the insurer the right to cancel the policy at any time.  
🗑
Optionally Renewable Policy   The insurer right to refuse to renew the policy on a specific date (anniversary date.  
🗑
Conditionally Renewable Policy   The insurer has limited right to refuse to renew a health insurance policy.  
🗑
Guaranteed Renewable Policy   The policy renews as long as the premium is paid.  
🗑
Non-cancelable Policy   Insurer cannot increase the premium unless the insurer has reached the age specified in the contract.  
🗑
Blue Cross/Blue Shield   Non-profit policy providing prepaid health care service.  
🗑
CHAMPUS Civilian Health&Medical Program of Uniformed Services   Used for active duty and family.  
🗑
CHAMPVA Civilian Health&Medical Program of Veteran Administration   Used for veterans and disable veterans.  
🗑
CMP Competitive Medical Plan   Medicare benefits enrolled into managed care plans  
🗑
EPO Exclusive Provider Organization   Uses services of limited network of provides.  
🗑
Assignment   Transfer of right for payment from patient to physician.  
🗑
Indemnity   Benefits paid to the insurer  
🗑
Premium   Payment required to be paid to keep insurance current  
🗑
Deductible   The amount the insurer pays before the policy pays.  
🗑
Exclusion   Certain benefits or illnesses not covered by policy.  
🗑
Carrier   The insurance company.  
🗑
Statue of Limitations   An insurer has 3yrs to bring legal action to a claim.  
🗑
Preauthorization   Type of approval required; prior to procedure.  
🗑
Precertification   Type of approval to determine if treatment is covered.  
🗑
HCFA 1500 Health Insurance Claim Form   Insurance claim is submitted is submitted on this form.  
🗑
Eponyms   Represents disease names and should not be used in billing.  
🗑
Dingy Claims   The claim is held until chgs within the system allows payment  
🗑
Dirty Claims   Claims with errors that manual processing.  
🗑
Rejected Claims   Claims that require an investigation.  
🗑
Clean Claims   Claims submitted with all important information in a timely matter(60days).  
🗑
How long are medical records for Medicare recipients kept?   7years  
🗑
How long are medical records for Deceased recipients kept?   5years  
🗑
How long are medical records for Radiology injuries recipients kept?   20-30years after radiation exposure  
🗑
How long are medical records for Active recipients kept?   Indefinite retention  
🗑
Changing dates of service is an example of?   Fraud  
🗑
Billing for services not rendered is an example of?   Fraud  
🗑
Up coding is an example of?   Fraud  
🗑
Claims for services not medical necessary is an example of?   Abuse  
🗑
Excessive charges for services or supplies is an example of?   Abuse  
🗑
Billing Medicare beneficiaries at a higher rate is an example of?   Abuse  
🗑
Breaching assignment agreement is an example of?   Abuse  
🗑
Altering fees on a claim form to obtain higher payment is an example of?   Fraud  
🗑
All records are confidential except?   1)Signed authorization to release info 2)Workers compensation cases 3)Pt is Suing someone 4)Pt records are subpoenaed  
🗑
What type of information should not faxed?   a)HIV status b) Drug and Alcohol Treatment C)Sexually Transmitted Diseases  
🗑
What happens when a Pt. misses an appointment?   1)Notated in medical record. 2)Letter is mail out to Pt. notifying the Pt. of missed appt.  
🗑
When can a patient terminate their contract with the doctor?   At anytime  
🗑
How can a physician terminate the patients contract?   In writing with a return signature card.  
🗑
How do you abstract a medical record?   1)Provide only authorized information to agents 2)Obtain patient signature for release 3)Agent must pay for time and effort 4)Do not release HIV info, even if Pt authorize it.  
🗑
What is the correct procedures for copying a record for an authorized agent?   a)Allow Doctor to review prior to copying b)Agent must make an appt. to copy record c)Agent must pay for supplies and equip.used d)Record does not leave the office e)Must have a signed release.  
🗑
Malpractice   Unreasonable lack of skill that results in an injury.  
🗑
What are some methods insurance claims is submitted?   Optically scanned(if not optically scanned check thoroughly for tampering, Manual, Electronic,Faxed  
🗑
Identify who is the primary holder in dual coverage; give two examples:`   1)Spousal: Policy is always primary for the holder 2)Children: Parents who birth month comes first on the calendar.  
🗑


   

Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
 
To hide a column, click on the column name.
 
To hide the entire table, click on the "Hide All" button.
 
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
 
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.

 
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how
Created by: dajuan77
Popular Nursing sets