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Auto Body Vocab 16

Claim A request for payment for a loss that may come under the terms of an insurance contract are two types of claims. A first party claim is one made by the policyholder for reimbursement by his or her company. A third party claim is one by a person against a
Basic Policy Standard contract for a given policy type before the inclusion of specific riders, endorsements, exclusions or conditions
Warranty Promises made by the insured, which if not kept or untrue, will void the policy
Estimator An appraiser or insurance company representative who inspects a damaged vehicle and determines the cost required to restore the vehicle to the condition prior to the Loss
Compressor Machine used to compress air from atmospheric pressure to a high pressure
Alimony An allowance paid to a person by that person's spouse or former spouse for maintenance, granted by a court upon a legal separation or a divorce or while action is pending
Equity The monetary value of a property or business beyond any amounts owed on it in mortgages, claims, liens
Comprehensive A type of Loss if damage to an insured vehicle results from something other than collision (e.g. fire, hailstorm or vandalism)
Determine To settle or decide (a dispute, question, etc.) by an authoritative or conclusive decision
IRS Internal Revenue Service, the division of the U.S. Department of the Treasury that collects internal revenue, including income taxes and excise taxes, and that enforces revenue laws
Created by: Mrs. Talbot