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Financial Aid Vocab

Financial Aid Vocab - SSLAHS

TermDefinition
room and board cost of housing and food at college
tuition and fees The cost of instruction at college
in-state tuition tuition paid by students from the state the college is in (usually cheaper)
out-of-state tuition tuition paid by students from different state (usually more expensive)
cost of attendance Total amount it will cost you to go to school
expected family contribution (EFC) Amount the student/family is expected to pay towards cost of college.
net price calculator Online tool that gives a personalized estimate of cost to attend a specific college.
application fees Fee that must be paid to apply to each college.
fee waiver Cancellation of application fee for students that cannot pay it.
FAFSA Free Application for Federal Student Aid; determines how much financial aid a student may receive.
FSA ID Online "signature" that must be created for the FAFSA process
CSS Profile a more detailed look a family's financial situation than the FAFSA. Required by some schools.
demonstrated need the difference between your expected family contribution and the total cost of attendance for a particular college
award letter Offer from a college that states the type and amount of financial aid the school is willing to provide
subsidized loan A need-based loan from the federal government; interest does NOT accrue while you are a student.
unsubsidized loan A non-need-based loan from the federal government, accrues interest even during time as a student.
need-based Based on a student's financial need.
merit-based Based on a student's skill or ability.
grant Financial aid given by a government agency or organization that does not have to be repaid and is usually NEED-based
scholarship Financial aid awarded by college or other organization that does not have to be repaid and is usually MERIT-based.
need-blind Policy by which a college does not consider financial needs of the applicant in admissions process.
work-study A program that allows students to work part-time to pay their college expenses.
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